Last year at this time I was constructive on the market, despite many headwinds and the ongoing turmoil in Europe. Valuations and dividends were fairly attractive and they still are. Despite the volatility, the market ended 2012, having posted yet another positive year since the market began this current bull run, which started in March 2009. For 2012, the Dow Jones Industrial Average finished up approximately 7 percent, plus dividends, and the S&P 500 posted a much stronger 16 percent retur






